Frequently Asked Questions

Hager Investments was established in 1983 by Peter Hager. Today, Peter’s son, Andrew, is the managing partner, joined by CFP® Robin Brigham and Investment Associate Michael Bechtold. We have over 45 years of combined experience and work in partnership to help you meet your life goals.

Meet Our Team.

We are a 100% independent, fee-only investment advisory firm. We are family-owned and state-registered. We are fiduciaries, providing financial planning, retirement planning, and investment portfolio management and advice.

No. We can however refer you to the right professionals to manage tax preparation and filing, will and trust formation, and more.

We serve individuals and their families, family businesses, nonprofits, and foundations throughout New England and beyond. Our clients tend to be retirees or those close to retirement, clients in transition, high-net individuals, multi-generational families, small business owners, and charitable organizations.

Learn more about Who We Serve.

​​Because we provide all of our services for one fee based on assets under management, our new clients should have a minimum of $500,000 in investable assets.

We are a fee-only advisory. Our fee covers both investment management and financial planning. The standard fee is 0.75% per year for the first $2,500,000 under management and 0.50% for assets under management over $2,500,000.

Visit our Fee Structure page for more detailed information.

Fee-Only planners are compensated directly by their clients for advice, plan implementation, and for the ongoing management of assets. Hager Investments relies exclusively on a fee-only model. One fee covers all of our services and the firm does not receive commission or fees from any source other than its clients. The fee-only model is the most transparent and objective method available for billing clients.

Fiduciary means to hold confidence or trust. CERTIFIED FINANCIAL PLANNERS™ and independent registered investment advisors (RIAs) both have a fiduciary obligation to always put their clients’ best interests needs ahead of their own.

Hager Investments offers a different value proposition than is typically available through financial brokerage firms. Some of these differences include:

Our Fiduciary Responsibility
Independent registered investment advisors (RIAs) have a fiduciary obligation to always put their clients’ needs first. Advisors who are employed at brokerage firms are held to a lower “suitability standard” (which is not a legal standard), under which a broker is supposed to recommend suitable investments. However, they do not necessarily have to put a client’s best interests ahead of their firm’s needs.

Our Fee Structure and Independence
Our firm does not receive commissions or fees from any source other than its clients. In contrast, many brokers are paid via commissions. They have a strong incentive to invest you in products that carry high commissions or loads, which may or may not be appropriate investments.

Our Integrated & Personalized Services
Few brokers are trained to provide comprehensive financial planning support, nor are their firms set up to provide financial planning support. It is not uncommon for a single broker at a large institution to manage 100-200 accounts. In contrast, we limit our services to a select group of clients in order to provide comprehensive advice in favor of close, long-term relationships.

We have a CERTIFIED FINANCIAL PLANNER™ on staff to provide comprehensive financial planning. We take a holistic and personalized approach to bring all of the pieces of your financial life together through incorporating financial planning with investment management. This combination allows us to maximize our clients’ potential for meeting their goals.

We offer a complimentary consultation for us both to get to know each other and find out if we’re a good fit. Then, after understanding your goals, we thoroughly analyze your financial situation and review the findings. Next, we develop a custom-tailored plan to meet your goals. We implement the plan when you are ready and then continue to monitor and adjust our strategies based on your evolving circumstances, market conditions, tax laws, and more.

Visit our How We Get Started page for more details.

Absolutely! Your information is held in the strictest confidence. Stringent compliance and good practice demand that no information you share with us is ever sold, rented, or traded, and is held in the strictest confidence with the best security measures available. Everything you provide us is returned to you upon request.