Financial Planning Services
Serving Retirees, Clients in Transition, Families, High-Net Individuals
Your financial goals may evolve over the years due to shifts in your lifestyle or circumstances, such as an inheritance, career change, marriage, house purchase, or retirement. That’s where we come in. Hager Investments is committed to providing the highest standard of financial planning and is prepared to advise you on all aspects of your financial life big and small.
Financial planning is available to all of our clients at no additional cost. This is part of our fee-only, fiduciary commitment to you. The standard fee is 0.75% per year of the value of assets under management. See fee our Fee Structure for details.
Our financial planning services are available in person and virtually. We successfully serve a range of clients living in nearby NH, VT, ME, and MA, as well as throughout the United States.
We take a holistic and highly personalized approach to financial planning. Our comprehensive financial plans are designed to bring all the many pieces of your unique financial life together.
We leverage a sophisticated financial planning software system to ensure your wealth projections are a true reflection of your financial situation. Additionally, our clients can view their financial plan, consolidated income and expenses, asset and liabilities, and access a secure file sharing vault.
We take great responsibility to explain everything in a transparent, concise fashion so you are confident and comfortable with your plan and free from worry about your financial future.
We take financial planning seriously. We have a full-time CFP® (Certified Financial Planner™) on staff to ensure you are given expert advice.
For more than 30 years, CERTIFIED FINANCIAL PLANNER™ certification has been the standard of excellence for financial planners. CFP® professionals have met extensive training and experience requirements, and commit to CFP Board’s ethical standards that require them to put their clients’ interests first. CFP® professionals also agree to meet ongoing continuing education requirements. That’s why partnering with a CFP® professional gives consumers confidence today and a more secure tomorrow.
Frequently Asked Questions
Q. How much does financial planning cost?
At Hager Investments, our certified financial planning services are available to clients at no additional cost.
Q. Do you have a minimum account balance?
Because we provide all of our services for one fee based on assets under management, our new clients should have a minimum of $250,000 in investable assets.
Q. What are your fees?
We are a fee-only advisory. Our fee covers both investment management and financial planning. The standard fee is 0.75% per year for the first $2,500,000 under management and 0.50% for assets under management over $2,500,000. Visit our Fee Structure page for more detailed information.
Q. What is a fiduciary responsibility and why is it important?
Fiduciary means to hold confidence or trust. CERTIFIED FINANCIAL PLANNERS™ and independent registered investment advisors (RIAs) both have a fiduciary obligation to always put their clients’ best interests needs ahead of their own.
Q. What is a fee-only advisory firm?
Fee-Only planners are compensated directly by their clients for advice, plan implementation, and for the ongoing management of assets. Hager Investments relies exclusively on a fee-only model. One fee covers all of our services and the firm does not receive commission or fees from any source other than its clients. The fee-only model is the most transparent and objective method available for billing clients.
Q. Is the information I provide confidential?
Absolutely! Your information is held in the strictest confidence. Stringent compliance and good practice demand that no information you share with us is ever sold, rented, or traded, and is held in the strictest confidence with the best security measures available. Everything you provide us is returned to you upon request.